Automobile insurance rates vary according to gender, age, sex, experience and capacity to pay premium. For new drivers, the auto insurance rates are generally high as compared to other policy holders as they are more susceptible to car damages and accidents. Young drivers in the age group of 24-29 are found to have more expensive insurance policies. Here are some tips to get cheaper auto insurance for new drivers.

1. First and the foremost thing, auto insurance is never given on learner's license. For good and reasonable auto insurance rates, you need to have a permanent driving license. This driving license should be applicable to a wide region and not the state alone. This will provide you coverage even if you are out of town.

2. It becomes easier to secure low auto insurance rates if a member of your house already has an auto insurance policy. Then, you do not need to even get a new policy. You can get yourself attached to the existing one and avail the coverage benefits.

3. New drivers are usually associated with greater chances of claims and wrecks. If this fear can be avoided from the insurers' mind, you can get young drivers auto insurance at low rates. This is because they want to compensate the future loss from you in the present itself. If they get assured that they won't suffer much loss, they will pass on fewer burdens on your shoulders.

4. Women are considered to be safer drivers when compared to men. This is because they are more cautious and do not believe in aggressive and reckless driving. Hence, they are more successful in getting auto insurance at cheaper rates.

5. If you are a new driver, no doubt, the rates will be high. But it can be lowered if you choose a bit cheaper coverage plan carrying basic features. After some time, when your new driver tag is removed, you can upgrade your policy with advanced features.

6. When going to purchase auto insurance online, do not just stick to one website. You might pay more here if you do not take efforts in searching for one or two more websites. Might be you get a better deal somewhere else.

7. There are certain advantages also, being a new driver. Offers and discounts are only given to new drivers or people securing auto insurance policy for the first time. Hence, do not forget to check this out whenever going for insurance.

8. If you can give some reliable references or your parents are already insured with a company, they will definitely consider lowering the auto insurance rates as they are aware of your family and background. It helps them assure themselves that you won't claim more.

9. One can also use his driving record to convince the insurers of low rates.

10. Rates usually sprang up if your car is also one of the categories. Initially, get insured for cheap and non hi-tech car. It will definitely bring down the insurance rates.